ART OF HANDLING MONEY AND INVESTMENTS: A Practical Guide to Personal Finances

Dr Rajiv K. Tayal, B.E., M.E., Ph.D., and Diploma in Project Management, has a long and distinguished professional career of forty years in industry and government in techno-managerial roles across multifaceted functions of policy framework, scientific research, innovation and technology development, and commercialization. He has worked at several senior positions in government organizations, including leadership roles in two most prestigious institutions in the Indian Science and Technology eco-system—as Executive Director in the Indo-US Science and Technology Forum (IUSSTF) and as Secretary in the Science and Engineering Research Board (SERB). He is a Certified Assessor for ISO 9000 Quality Management Systems, Certified Assessor/Trainer for Laboratory Accreditation Systems, and Certified Assessor for Environment Management Systems. Finance, Investment, and Taxation has been a personal passion for him from a very early age which he practiced concurrently both inside as well as outside the mainstream profession for the last forty years, almost as a second career in an informal way. The knowledge, wisdom, and experience that he acquired during the course of his life journey in personal finances and investments are aptly captured in the book.